Last updated: August 27, 2026

Earnings & Payouts

1. Platform fee

FanToBuy charges a flat 20% platform fee on each successful sale. The remaining 80% is credited to your wallet immediately when a payment completes. Custom fee rates can be agreed individually and are then shown in your dashboard.

2. Wallets

Your wallet balance reflects your share of completed sales, minus refunds. Team members (chatters) and affiliates have their own wallets; their shares are split off automatically at the moment of sale.

3. Payouts

• Minimum payout: €25.
• Methods: bank transfer (IBAN) or PayPal.
• Identity verification (KYC) is required before your first payout.
• Payouts are processed manually within 5 business days.

4. Documents and VAT

For each payout, FanToBuy issues a document on your behalf with a sequential number: a payment receipt for private individuals, or a self-billing invoice for VAT-registered recipients, based on the billing details you provide in your dashboard. Wallet balances are net amounts: for VAT-registered recipients, applicable VAT is added on top on the self-billing invoice and included in the amount paid out, so your full wallet balance is yours to keep. You are responsible for keeping your details accurate and for your own tax filings, including remitting any VAT shown on your invoices.

5. Refunds and chargebacks

When a sale is refunded or charged back, the corresponding amounts are deducted from the wallets they were credited to, including chatter and affiliate shares.

6. Withheld payouts

We may pause payouts while investigating suspected fraud, policy violations or disputes, and where our payment processor or the law requires it. Legitimate balances are released after review.